In today’s hyperconnected world, every business—whether a multinational corporation or a local coffee shop—relies on digital systems. From managing payroll to storing customer data, technology is at the heart of modern commerce. But with that convenience comes a rapidly growing risk: cyberattacks. From ransomware and phishing scams to data breaches and business email compromise, cyber … Read more
Floods are the most common and costly natural disaster in the United States, affecting homes in all 50 states. And yet, most homeowners don’t have flood insurance. Why? Many believe it’s unnecessary unless they live in a high-risk area—or they assume their standard homeowner’s policy already covers it. Unfortunately, both assumptions can be dangerously wrong. … Read more
The COVID-19 pandemic was a seismic event that reshaped many aspects of American life—including how people think about financial security, risk, and mortality. One of the clearest, yet often overlooked, effects has been a surge in interest in life insurance. In the years following the pandemic’s peak, more Americans than ever are buying life insurance—many … Read more
Despite the widespread availability of health insurance in the United States, millions of Americans remain underinsured in 2025. While the Affordable Care Act (ACA), employer-sponsored plans, and Medicaid expansion have increased the number of people with coverage, a significant and growing portion of the population still lacks adequate insurance—leaving them vulnerable to financial ruin from … Read more
The auto insurance industry in the United States is undergoing a significant transformation, fueled by new technology, shifting consumer expectations, and a greater focus on personalization. At the heart of this change is Usage-Based Insurance (UBI)—a model that bases your auto insurance premiums on how, how much, and how safely you drive. UBI is emerging … Read more
Across the United States, drivers are seeing a steady—and in some cases steep—increase in auto insurance premiums. Whether you’re a new driver or a longtime policyholder with a clean record, chances are you’ve noticed your car insurance bill creeping upward. According to industry data, auto insurance premiums have risen by double digits in many states … Read more
Health insurance premiums in the United States continue to rise year after year, placing increasing financial strain on individuals, families, and businesses. While some premium increases can be expected due to inflation and the rising cost of medical care, the consistent and often steep climbs in health insurance costs have become a persistent concern. In … Read more